Neighborhood Loans, 55 W. 22nd St. Suite 130 Lombard, IL 60148. Neighborhood Loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Neighborhood Loans is an approved FHA Lender. Not an agency of the federal government. All loans are subject to credit approval . Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB.6759826. California DBO Lic/Reg #603K183 Assumptions for *Annual Percentage Rate: 15 year fixed, $400,000 loan amount, cost 0 points , 740 fico score 0x30 mortgage lates. Other programs available. **Neighborhood Loans is not acting on behalf of or at the direction of HUD/FHA/VA or the Federal government. Additional adjustments may apply for loan amounts over $417,000.