YOUR MORTGAGE is a click away
our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Hello! My name is Daniel Kotlajich and I am a Sr. Mortgage Loan Officer with Neighborhood Loans. I have seen many different sides of this industry over the last two decades and learned that my passion for helping others achieve financial stability motivates me. I vow to provide real value throughout the home loan process by understanding the needs of each client, matching their needs to the best product, and then delivering high service levels that far exceed their expectations. I am well versed in a multitude of lending situations - from the basic and straightforward lending scenario to the most complex and challenging ones - I have been able to utilize my experiences and resources to find viable solutions that provide great value to my clients. If you have any questions or would like to start the homebuying process, reach out to me today!
Here's how we do things
Apply Online GetPre-Approved Begin Home
Search Loan Submitted
to Processing Clear to Close!
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Reviews
Neighborhood Loans is a top-notch company to work with. Their workers are so knowledgeable and helpful throughout the entire process. I have used Neighborhood Loans for many home purchases and refinances, I would highly recommend them. The owner Reno is the “real deal”, he cares about his customers and makes sure EVERYONE is 100% satisfied.
Neighborhood Loans was great to work with or getting a home mortgage. This team was really quick to respond to any questions that came up, were constantly looking for better rates and on top of all issues that arose. Getting a mortgage is a lot of work. If you are looking for a mortgage broker for purchasing a home, I recommend Neighborhood Loans. They will make the process smooth and look out for your best interests.
They helped me out with a 203K loan on my first property. Explained the steps of the process to me before and throughout, as well as being there through text, call, or email whenever needed. Definitely would recommend Neighborhood Loans if you’re looking to purchase a home. My family definitely is happy with the new place. Thanks again!