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YOUR MORTGAGE
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Edward Alcantar

Edward Alcantar

Senior Mortgage Loan Officer [email protected] nmls#1426154
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our core values

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Our team has helped over 3,000 families in the Imperial Valley and surrounding areas and continues to look for more families to assist. We are always looking to better serve our clients on a personal level with an unmatched level of communication, to make sure we answer get all your questions answered and concerns addressed. All of our clients are highly valued, which is why we are always looking for more families to assist! Whether you’re looking to downsize, upsize, relocate, refinance, or simply have questions please give us a call. We are here to help!

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.

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