
YOUR MORTGAGE is a click away



our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
She began her industry career years ago as a realtor, but saw a void she knew she could fill & moved to the mortgage side. Janna brings her real estate background and a professional perspective to the world of lending. Driven with a solution oriented personality, she is a positive force to be reckoned with! Ready for a fresh breath of mortgage air? Call Janna!
Here's how we do things
Apply Online
Pre-Approved

Search

to Processing


Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things


Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Reviews

Janna will fight hard to make sure your dream happens. Very attentive and on top of things. She also took the time to explain anything that I didn’t understand. This is not just a job for her, she truly cares about her clients.

We absolutely love Janna! She is amazing at her job, very informative, and communicates excellently. We will definitely recommend her and use her again! Thank you for making this process manageable and getting us into our home!

I cannot say enough great things about Janna Velasco. She was an absolute pleasure to work with. Incredibly attentive, punctual, and answered any questions in a timely manner. Her personality was fantastic and made the home buying process easier than I could have imagined. Thank you Janna!!!