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YOUR MORTGAGE
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Joseph Venturella

Joseph Venturella

Senior Mortgage Loan Officer [email protected] nmls#1181863
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our core values

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Joseph Venturella makes the home buying dream come true as a mortgage lender at Neighborhood Loans. With many family members and friends from the east to west coast in the business, Joseph was inspired to pursue the career while maintaining a strong mentality to work hard and give back. He began with an offer from Neighborhood Loans and continues to show pride in the company he works for, and even more satisfaction in helping each client to achieve their dream home. Clients can count on Joseph to answer all calls and questions because he won't shy away. Each deal in the works involves each party. If Joseph knows something, clients can rely on him to be in the loop as well. With his work-hard mentality and determination to fulfill the needs of all clients, Joseph is someone to depend on.

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.

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