YOUR MORTGAGE is a click away
708.945.6424our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
We are a dedicated team of mortgage professionals who specialize in renovation loans. Our mission is to help homeowners and homebuyers finance their dream homes and renovations, all while providing exceptional service and guidance throughout the entire loan process. Lead by Juan Loya, The Loya Team has extensive experience in the mortgage industry and a deep understanding of the unique needs of those seeking renovation loans. Our team is made up of experts in their fields, including underwriters, processors, and closing coordinators, who work together seamlessly to ensure that each loan is processed efficiently and effectively. At The Loya Team, we believe that every client is unique, and we take the time to understand each person's individual needs and goals. Whether you're a first-time homebuyer looking to purchase a fixer-upper or a current homeowner seeking to finance your dream renovation, we are here to help you achieve your dreams. We offer a wide range of renovation loan options, including FHA 203(k) loans, Fannie Mae HomeStyle® loans, and VA renovation loans, and we will work with you to find the best fit for your situation.
meet the team
708.945.6424
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
