is a click away

Ryan Skaggs play

Ryan Skaggs

Senior Mortgage Loan Officer [email protected] nmls#425763 apply now

our core values

growthGrowth Mindset


rocketAbove and Beyond

ideaProcess Driven






Ryan Skaggs, the Senior Vice President of Mortgage Lending for Neighborhood Loans in the North Shore area, has extensive knowledge and expertise in jumbo financing. He primarily serves clients in the greater Chicagoland area, but welcomes clients from across the state and Indiana where he grew up as well as Wisconsin, Michigan, and Florida. Skaggs attributes his success to the values he learned from his mother, a special education teacher, which include patience, compassion, and understanding. His team, key operations partners, and other originators are housed in his North Shore office at 101 Green Bay in Wilmette, IL, where they offer in-house jumbo underwriting and processing services. Skaggs is committed to his three core values of going above and beyond to exceed expectations, keeping the client at the center of the process, and ensuring a streamlined transaction. He takes a holistic approach to help clients understand the mortgage process, get out of debt, and achieve their financial goals. Skaggs conducts a full mortgage analysis for each client, providing comparisons of multiple products and down payment/structure options to help them choose the best option for their family's needs. His dedication has been recognized by receiving the North Shore Choice Best Lender Award for two consecutive years and being nominated for a Best in Business award by the Illinois Mortgage Bankers Association.

Here's how we do things

Apply Online
Begin Home
Loan Submitted
to Processing
Clear to Close!

Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.


Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.


Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.


This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.


After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.

Check out my