YOUR MORTGAGE is a click away
760.791.1988
760.336.3911
760.230.5853our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Our team has helped over 3,000 families in the Imperial Valley and surrounding areas and continues to look for more families to assist. We are always looking to better serve our clients on a personal level with an unmatched level of communication, to make sure we answer get all your questions answered and concerns addressed. All of our clients are highly valued, which is why we are always looking for more families to assist! Whether you’re looking to downsize, upsize, relocate, refinance, or simply have questions please give us a call. We are here to help!
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Reviews
This review is long overdue. Sabrina H. and Alicia helped me close on my house in 36 days! Throughout the process they responded to all my questions via phone, email, or texts and, as a first-time home buyer, I had a lot of them. Sabrina was great at explaining the process to me and I'm very happy that I was able to close so quickly. If you're about to start house hunting, I definitely recommend giving Sabrina a call.
Thanks Sabrina Hernandez for her time and patience since the very beginning of my process to buy a home. Her people skills went above and beyond. She is very helpful, patient, and knowledgeable in her craft. The buying of my home couldn't have gone any smoother. Once again, thank you Sabrina for ALL of your help!
Sabrina is awesome at what she does and she was on top of every question, concern or problem that arose from the loan application until the close of escrow. She takes the time to get to know her clients and goes above and beyond to make the home buying experience the best one!! Thank you for your help Sabrina. You rock!
