FACTS |
WHAT DOES Neighborhood Loans, Inc. DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we
collect, share, and protect your personal information. Please read this notice carefully
to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
- Social Security number
- Income
- Employment information
- and assets
- and credit scores
- and Payment history
|
How? |
All financial companies need to share Customers information to run their everyday business. In the
section below, we list the reasons financial companies can share their
Customers personal information the reasons Neighborhood Loans, Inc chooses to share; and
whether you can limit this sharing.
|
Reasons we can share your personal information |
Does Neighborhood Loans, Inc. share? |
Can you limit this sharing? |
For our everyday business purposes —
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus |
yes
|
No
|
For our marketing purposes —
to offer our products and services to you
|
Yes
|
Yes
|
For our affiliates’ everyday business purposes —
information about your transactions and experiences
|
Yes
|
Yes
|
For our affiliates’ everyday business purposes —
information about your creditworthiness
|
Yes
|
Yes
|
For our affiliates to market to you
|
Yes
|
Yes
|
For nonaffiliates to market to you
|
Yes
|
Yes
|
What we do |
How does Neighborhood Loans, Inc. protect my personal information? |
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings. |
How does Neighborhood Loans, Inc. collect my personal information? |
We collect your personal information, for example, when you
- Apply for financing or
-
Give us your contact information or
-
Give us your employment history or
-
Give us your income information or
-
Give us your wage statements
We also collect your personal information from others,
such as credit bureaus, affiliates, or other companies
|
Why can’t I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes —
information about your creditworthiness
-
affiliates from using your information to market to you
-
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional
rights to limit sharing.
|
What happens when I limit sharing for an account I hold jointly with someone else? |
Your choices will apply to everyone on your account -
unless you tell us otherwise
|