Job Description
We are seeking a Mortgage Loan Closer to join our team! Someone who is enthusiastic, self-motived, ethical, team player with a strong eye for detail and a keen sense for accuracy. This is a high-pressure position that will require strong organizational skills, the ability to multitask and exceptional customer service skills. Must be able to handle a high volume of loans while remaining effective and accurate in reviewing documentation. Want to join a team that knows your name, rejoices in your success, supportive when times are tough? Want to be part of a growing company with a great future in lending? We offer a tremendous opportunity for growth, compensation, and benefits.
Requirements
- Prepare closing documents for various loan products such as, FHA, VA, USDA, including Bond Programs. Review closing documents for errors.
- Ensure loans are fully compliant meeting state and federal guidelines.
- Prepare and send Initial Closing Disclosures and any change of circumstances if applicable.
- Obtain and calculate property tax information and verify accuracy with title company, and/or tax collector.
- Review hazard insurance policies and premiums ensuring sufficient insurance in place at closing and ample amounts collected for next due.
- Update and Balance Final Closing Disclosure, review for accuracy.
- Collect and review any “at closing conditions”, review settlement statement to ensure all fees have been collected/disbursed, request funding and disbursement of funds.
- Communicate closely with processing, sales and title companies to ensure a smooth closing process.
- Monitor closings and solve any problems that may arise.
- Assist post-closing department to obtain any outstanding documentation, as needed.
Qualifications
- Strong attention to detail
- Ability to handle high pressure situations
- Ability to work accurately in a fast-paced environment.
- Excellent interpersonal communication skills both inside and outside the company.
- Strong organization and time managements skills.
- Effective Problem Solver with a positive attitude.
- Must have a flexible schedule as there may be required work after hours especially during peak periods.
Requirements
- 1+ year of mortgage closing experience is required, preferred recent experience closing government agency products.
- Knowledge and experience with TRID and multi-state and federal compliance regulations.
- Encompass experience is strongly preferred with the understanding of Mavent.
- Computer skills required including Microsoft products such as Teams, Word, Excel and Outlook.
About Us
At Neighborhood Loans, we are passionate mortgage lending professionals with one goal in mind – make our clients, our priority. Neighborhood Loans is a Residential Mortgage Lender utilizing a business model aimed at educating and enabling consumers in a rapidly changing market.
At Neighborhood Loans, we are passionate mortgage lending professionals with one goal in mind – make our clients, our priority. Neighborhood Loans is a Residential Mortgage Lender utilizing a business model aimed at educating and enabling consumers in a rapidly changing market.
Our Benefits
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Medical Insurance
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Dental Insurance
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Vision Insurance
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Short term disability
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Long term disability
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Basic Life Insurance $25K policy
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Voluntary Life Insurance (Employee, Spouse, Children)
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401K/ROTH IRA
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Partnership with Life Time Fitness
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ADP LifeMart Perks (Discount on services such as travel, car rental, etc.)
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Gym access at CorporateLocation in Downers Grove
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Complimentary Breakfast
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Complimentary Snacks
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Complimentary Beverages
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Complimentary Apparel