PLEASE READ THESE TERMS OF USE CAREFULLY. BY ACCESSING THIS WEBSITE OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THE TERMS OF USE. THESE TERMS OF USE ARE SUBJECT TO CHANGE. ANY CHANGES WILL BE INCORPORATED INTO THE TERMS OF USE POSTED TO THE THIS WEBSITE PERIODICALLY. IF YOU DO NOT AGREE THE THESE TERMS OF USE, PLEASE DO NOT ACCESS THIS WEBSITE.

You are currently viewing neighborhoodloans.com website belonging to Neighborhood Loans, Inc. or one of its direct subsidiaries (“Treadstone”). These General Terms of Use govern your access to and use of the website, including any content, functionality, and services offered on or through the website. The website is intended for individuals who are at least 18 years old. Neighborhood Loans reserves the right to modify these Terms of Use at any time without prior notice. All changes will be effective upon posting of update Terms and Use. The most recent version of the Terms of Use will be available at the bottom of the Neighborhood Loans Home website page by clicking on Terms of Use.

Trademark, Copyrights, and Web Content

Neighborhood Loans is the marketing name for the mortgage loan services of Neighborhood Loans, Inc., and its subsidiaries (“Treadstone”) within the United States. Copyright of the Neighborhood Loans images, logos, screens, content, and web pages appearing on the website is owned by Neighborhood Loans and its subsidiaries (“Treadstone”) The information on Neighborhood Loans website is for informational purposes only. The information on the website is not intended as an offer or solicitation.

Privacy

The use of Neighborhood Loans website if subject to the applicable privacy policies. The privacy policy is available on the Home page on Neighborhood Loans website. You are agreeing by accessing or using the Neighborhood Loans website, you agree and comprehend that Neighborhood Loans may collect and retain personal or other information about you or the device you use to access the website. Neighborhood Loans may use cookies and similar tracking technologies to access or store information.

Lending Requests

You have the opportunity to apply for a mortgage loan through the Neighborhood Loans website. When you apply for a mortgage loan, you agree to provide current, complete, and accurate information about yourself. You agree that you will not misrepresent yourself. We reserve the right to reject any loan application if we believe the information provided is untrue, incomplete, or not current. We reserve the right to decline a mortgage loan application. You
agree by applying for a mortgage through the website, you are not requesting a loan for any illegal or illicit purposes.

Enforceability and Governing Law

In the event any of the Terms of Use shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired, and the unenforceable term or provisions shall be replaced by such enforceable term or provisions that comes closer to the intention underlying the unenforceable term or provision. The Terms of Use shall be subject to any other agreements you have entered into with Neighborhood Loans.

Miscellaneous

Neighborhood Loans will not be liable for any damage to user’s computer, for example, a virus being downloaded from a link or site accessed through the Neighborhood Loans website.