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Before we get started, here are the "Five Things to Know" during the application process

Neighborhood Loans
time to complete the full application
Allow 20 minutes for the entire online application process.
time to complete the full application
If you applying for a loan with a co-borrower, make sure that they create their own account after applying.
time to complete the full application
Only submit one application unless you are applying for multiple loans on multiple properties.
time to complete the full application
Create a password that you will easily remember. This account will be used throughout the process to sign and acknowledge disclosures.
time to complete the full application
Always use the links provided in the emails to sign into your account in order to e-sign or acknowledge your online disclosures.
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The total finance charges may be higher over the life of the loan on refinances.

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