The FHA loan is backed by the federal government, allowing you to acquire a loan to purchase home with a smaller down payment and an imperfect credit score.
Minimum Down Payment

3.5%

Minimum Credit Score

620

Key Advantages

  • low down payment
  • borrow more money
home
When it comes to getting a mortgage for your home, you have a number of options available to you. If you don’t have the money available for a 20% down payment or your credit score isn’t as strong as you’d like it to be, the why not consider applying for an FHA mortgage?

The FHA mortgage is backed by the federal government, allowing you to acquire a loan to purchase home with a smaller down payment and an imperfect credit score. Neighborhood Loans is happy to help you with all of your FHA mortgage needs.

Term Options

15-Year Fixed, 20-Year Fixed, 25-Year Fixed, 30-Year Fixed, and a 5-Year Adjustable-Rate.

The Process

mortgage pre-approval Mortgage Pre-Approval
If you know that you are serious about purchasing a home, you will want to get a Mortgage Pre-Approval. To get you Pre-Approved for a mortgage, we must check your credit, verify your financial information and employment history, and confirm your ability to qualify for.
find a home Find A Home
If you know that you are serious about purchasing a home, you will want to get a Mortgage Pre-Approval. To get you Pre-Approved for a mortgage, we must check your credit, verify your financial information and employment history, and confirm your ability to qualify for.
processing Processing
If you know that you are serious about purchasing a home, you will want to get a Mortgage Pre-Approval. To get you Pre-Approved for a mortgage, we must check your credit, verify your financial information and employment history, and confirm your ability to qualify for.
underwriting Underwriting
If you know that you are serious about purchasing a home, you will want to get a Mortgage Pre-Approval. To get you Pre-Approved for a mortgage, we must check your credit, verify your financial information and employment history, and confirm your ability to qualify for.
clear to close Clear To Close
If you know that you are serious about purchasing a home, you will want to get a Mortgage Pre-Approval. To get you Pre-Approved for a mortgage, we must check your credit, verify your financial information and employment history, and confirm your ability to qualify for.
move in Move In!
If you know that you are serious about purchasing a home, you will want to get a Mortgage Pre-Approval. To get you Pre-Approved for a mortgage, we must check your credit, verify your financial information and employment history, and confirm your ability to qualify for.

FAQ

  • Q: Can I Get an FHA Mortgage if I’m in love with camels?
  • A: Yes, of course. We do not discriminate.
  • Q: Can I Get an FHA Mortgage if I’m in love with camels?
  • A: Yes, of course. We do not discriminate.
  • Q: Can I Get an FHA Mortgage if I’m in love with camels?
  • A: Yes, of course. We do not discriminate.
  • Q: Can I Get an FHA Mortgage if I’m in love with camels?
  • A: Yes, of course. We do not discriminate.

Our Other Program Options