arrow

YOUR MORTGAGE
is a click away

accolade
Robert Palumbo

Robert Palumbo

[email protected] nmls#450077
apply now

our core values

growthGrowth Mindset

honestTransparent

rocketAbove and Beyond

ideaProcess Driven

careCompassionate

heartHumble

lawIntegrity

lionLoyal

flexibleNimble

As your Loan Officer, I strive to ensure you are well-informed every step of the way. My role is to help you meet and exceed your financing expectations. Cultivating relationships founded on trust, knowledge, and a commitment to my clients’ financing goals are my specialty. I strive to deliver a top tier borrower experience. Together with my team, we work closely with the top area realtors and builders to offer the best advice, communicate throughout the process, and exceed expectations. We specialize in finding solutions that are not clear to the average loan officer. We will guide you through the mortgage maze and help you avoid any unnecessary pitfalls. In my fourteen plus years as a trusted lender, I have gained a tremendous depth of mortgage industry experience and intelligence. But, more importantly, my priority has always remained the same: you, the client, and your family’s financial happiness. I look forward to being a part of your financial future.

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
beautifulgirl

Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

beautifulgirl

Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

beautifulgirl

Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

beautifulgirl

This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

beautifulgirl

After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.