YOUR MORTGAGE is a click away
314.496.9506our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Matt Scott, Loan Officer with Neighborhood Loans, has more than 20 years of residential mortgage planning experience with FHA, VA, Jumbo and Conventional financing. Matt offers a tireless work ethic, hands-on approach with all mortgage clients, to ensure accuracy from start to finish. He is service driven to meet deadlines and has strong attention to detail. He takes pride in ensuring the customer has a great experience! His extensive experience with buying strategies for primary homes, second homes or investment properties has provided invaluable knowledge to the many first-time homebuyers, real estate investors and current homeowners looking to upgrade to meet the demands of their growing family and business. Today, Matt’s primary focus is the purchase market and debt consolidation/reduction for clients. A majority of Matt’s business has originated from client and strategic partner referrals. Matt graduated from the University of Missouri-Columbia in 1999 with a Bachelor of Science in Personal Financial Management. Go Tigers! I look forward to being your trusted Lender for life!
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Reviews
Matt & his team were awesome assisting with the purchase of our home. We moved from out of state so we did everything virtually or over the phone. The team worked diligently to ensure we had everything that we needed in order to close on time.
Matt, and Joann were incredible! They answered almost every time I called and called me back quickly when they were busy. I had a new build so it took about a year to complete. They stayed in contact and gave me all relevant information. Matt and his team were transparent with all their fees and my day of closing process went extremely quickly. Highly recommend this team. If I buy again I will be back!
Wonderful team that helped my husband and I close quickly on our first home! We had to switch lenders during the closing process and I am so thankful that we did! Matt, and the team were so patient answering all our questions and thoroughly explained everything we needed to know. Can’t thank them enough for the support during this process! Will be recommending to our friends and family!!
