YOUR MORTGAGE is a click away
773.559.7505
773.559.7505our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Carlos Pinto is a dedicated Loan Officer at Neighborhood Loans, where he has been making an impact for the past two years, building on a total of six years in the mortgage industry. His journey began when friends and family encouraged him to apply for a position at a mortgage bank, recognizing his potential. Sparked by his college real estate classes and his mother's aspiration to become a real estate agent, Carlos decided to enter the industry as a loan processor. Passing the NMLS exam on his first try, Carlos launched his career with a commitment to finding the best programs for his clients and simplifying the mortgage process. Carlos is known for his transparency and thorough guidance, ensuring clients feel confident and well-informed throughout the mortgage journey. Driven by a passion for helping everyday people achieve homeownership, he provides professional expertise and education in this complex field. The most fulfilling aspect of his job is witnessing clients' relief and excitement when their closings are finalized, knowing he played a significant role in their success. Carlos plans to continue connecting with agents and educating prospective homeowners, emphasizing the importance of attention to detail and effective communication.
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
