YOUR MORTGAGE is a click away
815.236.0146our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
John Jenkins, Senior Mortgage Consultant, has 37 successful years as a mortgage lender. John is an expert with Conventional, FHA, and VA lending with a specialization working with 1st Time Borrowers. He is an expert in customer service and strongly believes in relationship lending. Over 80% of John's present business comes from repeat borrowers or referrals from satisfied customers. John is not only dedicated to providing a high level of customer service, but also stays on top of current trends and market conditions. John understands that home financing can be intimidating and strives to make the process straightforward and stress free. John's attention to his client's needs helps him to achieve this goal. His goal is building relationships with customers who become lifetime clients with their mortgage needs. If you are a 1st Time Homebuyer or a seasonal investor, John's experience will help you achieve your goals. His expert advice and experience can help you use your mortgage as a steppingstone to greater financial security.
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Reviews
John did an amazing job on my refi. He even informed me of an issue with my real estate taxes that I would of never knew. He went above and beyond for me. I highly recommend him.
John guided me for over a year in rebuilding my credit after my divorce. He is a straight shooter and very trustworthy with his information. I highly recommend him for anyone looking for a mortgage broker.
John is very professional, he even explains and answers questions that are at the back of your mind. He always was one step ahead. I didn’t feel the stress and pressure while on the lending process.
