YOUR MORTGAGE is a click away
225.288.9089our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Faith Pate is a Mortgage Loan Officer with over 21 years in banking and finance, including eight years in mortgages. Originally from Baton Rouge, Louisiana, she now calls Huntsville, Alabama, home. Her journey began in 2016 when she purchased her first home as a single mother. That experience ignited her passion for helping others achieve homeownership, especially those who never thought it was possible. Faith is known for her genuine, client-focused approach. She understands the mortgage process can be overwhelming and works to make it smooth and stress-free. She prides herself on being a trusted guide, ensuring clients feel supported every step of the way. Her strong work ethic comes from her belief that buying a home is a major milestone that deserves care and dedication. The most rewarding part of Faith’s job is seeing her clients achieve their dreams. She is committed to growing, learning, and expanding her network to better serve those she helps. Whether answering questions, offering guidance, or connecting clients with resources, she is dedicated to making homeownership a reality for as many people as possible.
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
