YOUR MORTGAGE is a click away
316.258.8806our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
With over two decades of experience in home remodeling and rental property ownership, Kevin Varbel brings a deep understanding of the real estate industry and a service-first mindset to mortgage lending. Based in Wichita, Kansas, Kevin began his journey in the lending world under the mentorship of seasoned expert Jeff Torkelson—and quickly found his passion for helping others navigate the home financing process. Kevin is known for his exceptional attention to detail, relentless work ethic, and unwavering commitment to delivering a seamless experience for every client. Whether it’s a first-time buyer or a seasoned investor, Kevin approaches each transaction with the same goal: to exceed expectations and provide the best mortgage experience possible. He’s available day or night, anticipating client needs before they even arise, and making the process feel less like a transaction and more like a partnership. A proud graduate of Wichita State University, Kevin continues to grow his knowledge and expertise in the industry. His guiding principle is simple but powerful: treat every client the way you’d want to be treated. It’s this people-first philosophy—paired with his passion for building relationships and solving problems—that makes him a trusted resource in the Wichita community and beyond.
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
