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YOUR MORTGAGE
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Jennifer Kline

Jennifer Kline

Spacecoast Area Manager / Loan Officer [email protected] nmls#1574523
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Jennifer is a true Florida Native having been born and raised right here in Brevard County. She has over 13 years of mortgage industry experience in the fields of loan origination, closing, loss mitigation, and servicing. Her extensive experience and knowledge of the full loan life cycle from beginning to end helps to facilitate loans more efficiently while guiding her clients through the loan process with confidence. Service, service, service… day and night is the key to Jennifer’s approach. Her clients and Real Estate professionals’ benefit from her very hands-on approach. Needing assistance with a home loan doesn’t always happen between 9-5. This is why she makes herself available to assist clients after hours and on weekends as well. When not working, Jennifer enjoys spending time with her husband, Steve and their two children, Makenzie and Stephen, as well as taking care of their rescue animals. Her children are very involved with local youth sports, so when she is not working hard for her mortgage clients she is usually on a field or court cheering on the team!

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.