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YOUR MORTGAGE
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Dustin Thomas

Dustin Thomas

Sr. Mortgage Loan Originator [email protected] nmls#1487525
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With over 10 years in the mortgage industry, I’ve had the opportunity to help thousands of families and individuals buy homes and refinance with confidence. I specialize in conventional, FHA, and VA loans, along with a wide range of refinancing options, non-QM loans, and home equity solutions—so no matter your situation, I work hard to find the right fit for you. For me, this isn’t just about numbers or transactions—it’s about people. I take pride in building real relationships and being someone my clients can rely on not just once, but for years to come. Whether you’re buying your first home, refinancing, or exploring your options, I’m here to make the process feel smooth, clear, and even enjoyable. That level of trust means everything to me. Outside of work, I love to travel and spend time with the people who matter most—whether that’s a cozy movie night at home or a fun night out. I’m also big into cars, off-roading, boating, and getting out into nature whenever I can. When you work with me, you’re not just getting a mortgage professional—you’re getting someone who genuinely cares, keeps your best interests first, and treats every referral like it’s family.

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.