YOUR MORTGAGE is a click away
872.366.7153our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Saby Ponce is a Licensed Loan Partner with Chicago North who has built an impressive 26-year career spanning Operations and Sales. Beginning in Operations, Saby developed a strong foundation in problem-solving, teamwork, and customer service, which later opened the door to new opportunities and professional growth in Sales. Throughout the years, Saby has earned a reputation for being dependable, adaptable, and committed to excellence. By embracing continuous learning and building strong relationships with both clients and colleagues, Saby has successfully navigated multiple roles while consistently delivering value and results. Driven by a strong sense of responsibility and pride in helping others, Saby is passionate about creating meaningful connections and making a positive impact through work. Clients and team members rely on Saby for honesty, responsiveness, and the ability to solve problems with professionalism and care. Saby takes great pride in contributing to process improvements, mentoring others, and supporting organizational success through collaboration and effective communication. Looking ahead, Saby remains focused on continued professional growth, strengthening client relationships, and using years of experience to help others succeed while adapting to the evolving needs of the industry.
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
