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YOUR MORTGAGE
is a click away

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Samantha Olds

Samantha Olds

Mortgage Loan Originator [email protected] nmls#1876928 apply now

our core values

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Samantha joined the mortgage industry in 2019, after buying her first home and going through the experience herself. She is passionate about helping homebuyers navigate one of life’s biggest milestones with confidence. As a mortgage loan officer, she specializes in guiding first-time buyers through the process with clear communication, honest advice, and a no-pressure approach. Samantha understands that buying a home can feel overwhelming, and she’s committed to making it simple, educational, and as stress-free as possible from application to closing. Known for her approachable personality and genuine care for her clients, Samantha believes that mortgages are about more than numbers—they’re about helping people build the life they envision. When she’s not helping families achieve homeownership, you’ll likely find her with a good book, tackling a home DIY project, or spending time with her husband and growing family. Her goal is simple: to be a trusted guide, a steady resource, and a familiar face her clients are excited to recommend to family and friends.

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.