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Andy O'brien

Andy O'brien

Senior Mortgage Loan Officer [email protected] nmls#225590 apply now

our core values

growthGrowth Mindset


rocketAbove and Beyond

ideaProcess Driven






Andrew O'Brien has been a mortgage professional in the Chicagoland area for over 14 years and is looking to keep providing top notch service for many more to come. When you need a lender who strives to make sure that you get the loan you need for the home you want, Andrew O'Brien is the man for the job. He takes great satisfaction from helping home buyers (whether first time or otherwise) learn about all the ins & outs of the loan and home buying processes. O'Brien takes pride in treating his clients equally and honestly, putting in tireless hours of hard work for their benefit. He knows that not everyone understands the mortgage market like loan officers do, and he strives to ensure that his clients clearly understand every facet of the process. With his intimate knowledge of subjects such as Conventional, FHA, VA and Investor loans, you'll be hard-pressed to find a mortgage innovator like Andrew O'Brien. If you'd like to learn more about how Andrew O'Brien can help you get the home loan you need and/or pre-approval, feel free to contact him.

Here's how we do things

Apply Online
Begin Home
Loan Submitted
to Processing
Clear to Close!

Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.


Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.


Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.


This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.


After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.

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