YOUR MORTGAGE is a click away
210.542.7029our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Hello, I'm Toni Mata, a passionate Mortgage Lender working with Neighborhood Loans. My journey in the world of real estate started with a less-than-ideal home buying experience that ignited a mission within me: to redefine how future homeowners navigate their journey. My aim is to provide education, support, and a positive experience that I believe everyone deserves. My background in assisting military personnel has given me insights into the specific needs of this remarkable community. Witnessing the dedication and sacrifices of service members, I am committed to offering them the guidance they need to make well-informed decisions about their homes. Whether you're a military family or a civilian buyer, my goal is to empower you with the information that empowers confident decisions. Recognizing the busy lives of potential buyers, I'm available during weekends and evenings to accommodate your schedule. I understand that the home buying process can be complex, so I pride myself on transparent communication. I'll guide you through the intricacies of mortgages, ensuring you understand every step and helping you make choices aligned with your long-term goals. If you're looking for a mortgage partner who's not just dedicated to the transaction, but to your empowerment and understanding, I'm here for you.
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
