The mortgage industry comes with a lot of fine details and mortgage interest rates are constantly changing. Homebuyers are always wondering if they are going to be locking their loan at the correct time. Before we dive into the current rates, it’s best to understand what determines them and the factors that will go into […] Read More

Since the start of the pandemic two years ago, the housing market (and the world) has taken a lot of twists and turns! It has been naturally unpredictable with rates hitting and maintaining record lows, and home prices rapidly rising due to availability and inflation. For those on the outside looking in, it’s been hectic […] Read More

Neighborhood Loans is excited to announce that we are opening a new office in Solana Beach, California. It will be located at 440 Stevens Ave and be ready to serve new clients! This will be our 11th location in California, and we are honored to serve the communities we operate in. Neighborhood Loans believes that […] Read More

August 17, 2021 – Inc. magazine today revealed that Neighborhood Loans is No. 831 on its annual Inc. 5000 list, the most prestigious ranking of the nation’s fastest-growing private companies. The list represents a unique look at the most successful companies within the American economy’s most dynamic segment—its independent small businesses. Intuit, Zappos, Under Armour, […] Read More

If you are starting to think about purchasing a home but are worried about the affordability of closing costs — we’ve got great news for you! Back on February 1st, 2018, The Illinois Housing Development Authority (IHDA) established three new programs that help provide mortgage assistance to potential homeowners with limited income. The main objective of […] Read More