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Clayton Boyd

Clayton Boyd

Mortgage Loan Originator [email protected] nmls#2838258
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Clayton Boyd is a Mortgage Loan Originator with Neighborhood Loans, bringing a service-first mindset, strong discipline, and a deep commitment to helping others achieve homeownership. After completing an 11-year career as a Navy SEAL in October 2025, Clayton was looking for an opportunity to apply the lessons he learned in the Navy to a new industry. At the recommendation of former SEAL teammate Colt Elis, he entered the mortgage business and connected with the opportunity to build meaningful relationships, simplify an often intimidating process, and help people accomplish one of the biggest goals of their lives. Clayton understands that buying a home can feel overwhelming, and he strives to provide borrowers with clarity, confidence, consistent communication, and a dependable advocate throughout the process. Clayton’s experiences in the Navy shaped the way he approaches responsibility, teamwork, preparation, accountability, and performing under pressure. One principle in particular continues to guide him today: take care of your people first. He brings that same mentality to his clients, referral partners, and teammates, with a focus on building lasting relationships and being someone others can rely on. Clayton’s goal is to establish himself as a trusted mortgage advisor and referral partner, grow Neighborhood Loans’ presence throughout southern Mississippi and the surrounding states, and eventually mentor and lead future loan originators. At the center of his work ethic is a simple idea—service with purpose—and a commitment to helping the people around him succeed.

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.