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Daniel Houdek

Daniel Houdek

Senior Mortgage Loan Officer [email protected] nmls#229612 apply now

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Dan Houdek serves as the Vice President of Mortgage Lending for Neighborhood Loans’ Consumer Direct Division. Dan has over a decade of industry experience servicing borrowers. He started in the mortgage industry directly out of College working for Wells Fargo. His passion to help individuals accomplish their dreams of homeownership fueled his desire to embark on a career as a Loan Officer. At his previous employer, Dan received multiple Presidential and Executive Club awards for being the top producer. The awards he has received are a direct result of his philosophy to guide his borrowers through every step of the loan process and prides himself on being available at all times to address his clients’ various needs. As a consummate professional, Dan spends his spare time reading mortgage guidelines and staying abreast of the latest financial trends. He is also an avid Chicago Bulls basketball fan, having played at the collegiate level himself. Dan is an expert in difficult mortgage scenarios and is confident in his ability to find the best mortgage option for borrowers who seek his consultation. Dan’s decision to join Neighborhood Loans was fueled by his goal to grow the Consumer Direct Team to become the best in the industry. He is excited to have the tools Neighborhood Loans has to offer to help him accomplish his goal.

Here's how we do things

Apply Online
Begin Home
Loan Submitted
to Processing
Clear to Close!

Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.


Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.


Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.


This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.


After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.

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