YOUR MORTGAGE is a click away
our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
My name is Fernando, and I am a Mortgage Loan Originator and real estate professional based in Chicago. I began my career in real estate at the age of 21, inspired by both my entrepreneurial spirit and my passion for helping others achieve stability through homeownership. Over the years, I’ve expanded my work from investing in properties around Chicago to providing affordable rental housing and guiding first-time buyers and investors through the process of purchasing their homes. Today, I am proud to serve clients by offering not only financial solutions but also education and guidance that empowers them to make confident decisions in real estate. What drives me is the opportunity to create meaningful impact in people’s lives. Helping someone purchase their first home, secure an investment property, or find affordable housing is more than just a transaction — it’s about building a foundation for their future. My clients know they can rely on me because of my honesty, dedication, and commitment to seeing them succeed. I find fulfillment in watching individuals and families take the next step toward their goals, and I approach every deal with the mindset of service and integrity. Looking ahead, my mission is to continue growing in this field, expanding opportunities for others, and using my experience to give back to the community that shaped me.
Here's how we do things
Apply Online
Pre-Approved

Search

to Processing

Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.