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YOUR MORTGAGE
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Henry Rico

Henry Rico

Senior Mortgage Loan Officer [email protected] nmls#834656
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Henry Rico has been a mortgage professional for over 26 years providing outstanding service to all his clients. Henry’s loan programs expertise will guarantee that you get the best loan that will be tailored for your family’s goals. He takes great satisfaction from advising home buyers about all the ins & outs of the loan and the home buying process. With 26 years of experience doing Conventional, FHA, VA and Investor loans, you will be hard-pressed to find a mortgage innovator like Henry. He is also licensed in various states and is fluent in Spanish. If you would like to learn more about how Henry Rico can help you get the home loan you need, please contact him at Call 630.361.2066 630.361.2066.

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.

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