YOUR MORTGAGE is a click away
619.955.0578our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Iris, a dedicated Senior Loan Officer since 1999, has devoted over two decades to helping families achieve their dreams of homeownership. Starting her career in real estate before transitioning to lending during college, she found her calling in assisting first-time homebuyers. Her notable role as the Membership Director for the San Diego Chapter of NAHREP underscores her influence and commitment in the industry. Iris's mission is to help 100 families each year build generational wealth through homeownership, leveraging her extensive 25-year experience to provide tailored financing solutions regardless of their down payment situations. Her work is driven by a passion for educating families on the importance of homeownership and the various tools available to achieve it. Adaptable and knowledgeable, Iris excels in navigating market changes and understanding diverse financial circumstances, making her a reliable guide in the complex journey of mortgage acquisition. The most fulfilling aspect of her job is being an integral part of her clients' journey to owning a home, striving to be their lifelong lender and advisor. Iris's career is a blend of expertise, dedication, and a deep-seated desire to empower individuals in their pursuit of property ownership.
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
