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YOUR MORTGAGE
is a click away

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Jennifer Baum

Jennifer Baum

Mortgage Loan Originator [email protected] nmls#2695619
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our core values

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Buying a home is one of life’s biggest milestones, and my greatest joy is walking alongside families as they take that step. My love for finance began early—at 16, I opened my first checking account and kept it balanced to the penny! I’ve always enjoyed budgeting, planning-ahead, and even challenging myself with “no-spend” days. That passion led me to earn a business degree and spend over 20 years in banking and personal wealth management before stepping into real estate investing and, ultimately, mortgage lending. Each chapter taught me the importance of clear communication, preparation, and building lasting financial stability. Today, with Neighborhood Loans, I’m able to combine my financial background with my heart for people. Whether you’re a first-time buyer, moving up, refinancing, or growing a rental portfolio; I work to simplify the process, answer questions clearly, and ensure you feel supported every step of the way. Faith and family are at the core of who I am. I’m a proud boy mom, an outdoor adventurer, and a firm believer that homeownership is more than just buying a house—it’s about creating stability, building memories, and leaving a legacy for generations to come. Reach out today and let’s start building your homeownership dreams together!

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.