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Joe Berrios

Joe Berrios

Senior Mortgage Loan Officer [email protected] nmls#218365
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Joe Berrios has over 2 decades of mortgage origination experience and has seen the business from all sides of the spectrum. Born and raised in Chicago, Joe has not only been ranked in the 10% of Fundings with his previous employer but was also ranked on several occasions during his career, as a top originator in the nation for the National Association of Hispanic Real Estate Professionals organization. Joe Berrios has also served as an active board member of the Chicago and Lake County Chapters for the organization going on 8 years. While Joe’s accomplishments speak to his successes, he continues to make his number one priority servicing his clients and ensuring that a road map is in place for each and every family he supports. He believes strongly that when there is a will, there is a way, and anyone deserves and can achieve the dream of homeownership. Joe Berrios, also known as El Pozolero, broadcasts his ideas, tips, and market updates to the masses on the nationally recognized radio station, 107.9 FM LA LEY, every Sunday from 6-7 AM central. Joe Berrios showcases a unique take on treating each client's' scenario as if it were a recipe. No two financial pictures are alike, and his mission is to be that leader and confident that can show you the way to a successful and flourishing life for both you and your family.

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.

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