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YOUR MORTGAGE
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Johnny Noriega

Johnny Noriega

Senior Mortgage Loan Officer [email protected] nmls#1463588 apply now

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Johnny Noriega has extensive experience within the Financial Services sector. Prior to joining the Residential Mortgage Lending industry, he utilized his expertise within the Insurance industry to consult his clients. His experience across numerous aspects of the Financial Services sector has enabled him to develop a tailored strategy to find the best loan product for his mortgage clients. Since making the transition to Neighborhood Loans, Johnny has brought a knowledgeable, consultative and unbiased approach to assist borrowers in their pursuit of home ownership. Johnny has built long standing relationships as a result of this very approach. He brings an unwavering commitment to the home purchasing/refinancing process and is eager to continue exceeding the expectations of both his past and future clients. Johnny’s philosophy is to make the home buying process an unforgettable and stress free experience for his clients while empowering them with a full understanding of what their purchasing power is. The successes Johnny has realized is a result of him staying true to his ultimate goal of finding the best loan that will not only fit your current situation but secure your financial future as well.

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.

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