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YOUR MORTGAGE
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Juan Loya

Juan Loya

Area Manager [email protected] nmls#755868
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our core values

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As your Senior Loan Officer, I strive to ensure you are comfortable and well-informed every step of the way. My role is to help you meet and exceed your financing expectations in the short-term but also to promote your long-term financial success. Cultivating relationships founded on trust, knowledge, and an enthusiastic commitment to my clients’ financial goals are my specialty. I have developed a unique team approach in order to deliver the Ultimate Borrower Experience. Together with my team of loan professionals, we work closely with the top area realtors and builders to offer the best advice, communicate throughout the process and exceed expectations. We specialize in finding solutions that are not clearly evident to the average loan officer. We will guide you through the mortgage maze and help you avoid any unnecessary pitfalls In my twenty eight plus years as a trusted advisor, I have gained a tremendous depth of mortgage industry experience and intelligence. But, more importantly, my main priority has always remained the same: you, the client, and your family’s financial happiness. I look forward to being a part of your financial future.

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.