YOUR MORTGAGE is a click away
405.219.5772our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Justin Ryleigh Branscum is a Mortgage Loan Originator based in Huntsville, Alabama, with years of experience helping individuals and families achieve homeownership. His journey into mortgage lending was inspired by a personal experience—purchasing a home just months before the 2008 market crash—which sparked a lasting interest in real estate and finance. His passion for the industry deepened when he decided to support his wife, a Realtor, in their shared mission to make home buying as smooth and transparent as possible. With a strong belief in honesty, integrity, and client success, Justin is committed to putting people in the best possible financial position, ensuring they feel confident in their home-buying decisions. Driven by his dedication to his family and clients, Justin finds fulfillment in seeing homeowners step into a place they can truly call their own. He is an open book, always willing to share his knowledge and experiences to help others navigate their financial goals. His approach is built on proactive communication and attention to detail, verifying everything early and often to ensure a seamless process. With aspirations to become a leader and educator in the mortgage industry, Justin is dedicated to continuous learning and empowering as many people as possible to achieve their homeownership dreams.
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
