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Luis E. Chavez

Luis E. Chavez

Senior Mortgage Loan Officer [email protected] nmls#1108587 apply now

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Luis E. Chavez is a Mortgage Loan Originator with Neighborhood Loans, bringing ten years of valuable experience to his clients. Luis started in the business in the early 2000s with an insatiable curiosity about the mortgage industry that he sought to learn the answers to. Along the way, he developed a passion for the business and began working on passing what he had learned to first time buyers, teaching them everything from how their credit score affects their loan application to the process of buying their first home. Luis treats every day as a new learning experience, enjoying the fact that his career introduces him to so many different people that he can form new relationships with. He knows what it's like to be a first time home buyer and he lets his clients know that they're not alone. Luis believes that the most rewarding aspect of his career is, Knowing I had a positive impact on someone else."

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.

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