YOUR MORTGAGE is a click away
630.343.0551
630.343.0551
630.812.1809
our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Luis E. Chavez is a Mortgage Loan Originator with Neighborhood Loans, bringing ten years of valuable experience to his clients. Luis started in the business in the early 2000s with an insatiable curiosity about the mortgage industry that he sought to learn the answers to. Along the way, he developed a passion for the business and began working on passing what he had learned to first time buyers, teaching them everything from how their credit score affects their loan application to the process of buying their first home. Luis treats every day as a new learning experience, enjoying the fact that his career introduces him to so many different people that he can form new relationships with. He knows what it's like to be a first time home buyer and he lets his clients know that they're not alone. Luis believes that the most rewarding aspect of his career is, Knowing I had a positive impact on someone else."
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Reviews
Could not of had a better loan officer than Luis Chavez! He was always quick to answer any questions we had. He made sure our experience with buying a new home was a good one! Will definitely keep referring Luis.
Just wanted to say Thank you! For making 2014 a memorable year and In helping us get our farm home, want to thank Mr. Luis E Chavez for working so hard on our loan and having it being a long and complicated process, he stood by us and was on top of everything, he kept the difficult process very transparent and addressed all of our concerns very professional with little hassle and straight forward and patient and always responded with expertise and simple terminology, was always available when we needed a question answered. We just wanted to say that we are very Happy and pleased that we had Mr. Luis E Chavez to help us, when things seemed to be difficult he was always an email or phone call away no matter what. Just wanted to take a brief moment to say thank you! for standing by us and being there, with everything we endured through the process, you really helped us get our great farm home, we have recommended many people and will continue to do so.Thank you!! Luis E Chavez you definitely get a 10 star rating in our book.
Neighborhood Loans was great to work with or getting a home mortgage. This team was really quick to respond to any questions that came up, were constantly looking for better rates and on top of all issues that arose. Getting a mortgage is a lot of work. If you are looking for a mortgage broker for purchasing a home, I recommend Neighborhood Loans. They will make the process smooth and look out for your best interests.
