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Maricela Luna

Maricela Luna

Mortgage Loan Originator [email protected] nmls#503574
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Maricela Luna is a Residential Lending Loan Originator at Neighborhood Loans, bringing seven years of experience in mortgage lending, following an 18-year career in banking. Her transition into this field was driven by a passion for helping clients achieve homeownership, especially those who needed extra guidance. Maricela’s deep understanding of her clients' financial situations, honed during her banking career, enables her to guide them in making sound financial decisions when purchasing a home. She is committed to being a reliable resource in her community, helping individuals overcome obstacles and sharing in the joy of guiding them to the finish line. Clients trust Maricela because she is genuinely invested in their goals and dedicated to finding the best solutions, particularly for those who have been turned down by other lenders. Her work ethic is fueled by the trust her clients place in her during such an important purchase. Maricela finds the most fulfillment in witnessing the joy of her clients when they receive the keys to their new homes. She values open and honest communication with her realtor partners, recognizing the importance of collaboration in helping clients succeed. Through her dedication and expertise, Maricela continues to make a positive impact in her community, helping families achieve their dreams of homeownership.

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.