YOUR MORTGAGE is a click away
847.502.9615our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Mindy Bratz is a seasoned loan officer with a passion for origination. With over 25 years of experience in the finance industry, she currently holds the position at The Chris Puleo Team based in the Schaumburg Office. Mindy's journey began during her college days when she worked at Bank of America, discovering her love for the fast-paced and ever-changing world of finance. Her dedication to her clients is unwavering, always being accessible and ensuring their needs are met. As a CASA (court appointed special advocate), Mindy is proud of her professional accomplishments. Her work ethic is driven by her role as a mother, instilling the value of hard work and commitment in her children. Mindy's goal is to provide exceptional service by understanding her clients' goals and tailoring suitable options to meet their needs. The most fulfilling aspect of her job is witnessing individuals achieve homeownership, surrounded by like-minded professionals who are driven by more than just a paycheck. Mindy's plans involve continuous growth and learning in her field, while embracing the fact that each day brings new opportunities and challenges.
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
