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Nina Gonzalez

Nina Gonzalez

Mortgage Loan Originator [email protected] nmls#1213893
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Nina Gonzalez is a seasoned Mortgage Loan Officer with over 20 years of experience in the mortgage and real estate finance industry. Currently with Neighborhood Loans, she began her career learning the business from the ground up, gaining hands-on experience across multiple roles that shaped her deep understanding of both the technical and relationship-driven sides of lending. Inspired by the powerful impact homeownership has on families and communities, Nina has built a career centered on helping clients achieve stability, build wealth, and create lasting legacies. She is proud of her longevity through multiple market cycles, her consistent production, and her reputation as a trusted resource among clients, agents, and partners—while also mentoring newer professionals entering the field. Driven by her family, faith, and a commitment to excellence, Nina approaches her work with integrity, transparency, and a solutions-focused mindset. Clients rely on her for clear communication, follow-through, and strong advocacy at every step of the process. She is passionate about educating and empowering others, guiding them through complex decisions with confidence—whether they are first-time buyers, repeat homeowners, or referral partners. For Nina, the most fulfilling part of her work is seeing clients reach milestones they once thought were out of reach. Looking ahead, she plans to continue growing within Neighborhood Loans, strengthening partnerships, and contributing to a culture of collaboration, professionalism, and elevated standards in lending.

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.