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YOUR MORTGAGE
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Rick Zegar

Rick Zegar

Senior Mortgage Loan Officer [email protected] nmls#225017 apply now

our core values

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rocketAbove and Beyond

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Rick Zegar is an Area Sales Manager at Neighborhood Loans and has been a part of the team for 12 years. With an inspiration of performing at his best and while mastering his craft through consistency, Rick believes he can always do better. Rick was recruited by his friends in the business and got his career rolling in 1999. He is determined to stay updated and proactive on all programs and guidelines, and most importantly maintain relationships will all business partners, clients and employees. One of his mottos is “Always Do Your Best” because Good is not Great! Rick is focused on being the best at what he does through professionalism, integrity and transparency when providing mortgages to his clients. With 20 years in the business, Ricks success as a leader transitions from his humbleness, experience and his dedication to his clients and team. This is why clients and team members can count on Rick for his knowledge and experience because he believes knowledge is power and he shares it often. Throughout his career he has come to learn that the mind is a very powerful tool. Through positive thinking, consistency and with relentless effort success is imminent.

Here's how we do things

Apply Online
Get
Pre-Approved
Begin Home
Search
Loan Submitted
to Processing
Clear to Close!
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Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.

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Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.

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Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.

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This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.

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After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.

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