YOUR MORTGAGE is a click away
708.224.5554
630.246.4779
708.234.7474
our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Rick Zegar is an Area Sales Manager at Neighborhood Loans and has been a part of the team for 12 years. With an inspiration of performing at his best and while mastering his craft through consistency, Rick believes he can always do better. Rick was recruited by his friends in the business and got his career rolling in 1999. He is determined to stay updated and proactive on all programs and guidelines, and most importantly maintain relationships will all business partners, clients and employees. One of his mottos is “Always Do Your Best” because Good is not Great! Rick is focused on being the best at what he does through professionalism, integrity and transparency when providing mortgages to his clients. With 20 years in the business, Ricks success as a leader transitions from his humbleness, experience and his dedication to his clients and team. This is why clients and team members can count on Rick for his knowledge and experience because he believes knowledge is power and he shares it often. Throughout his career he has come to learn that the mind is a very powerful tool. Through positive thinking, consistency and with relentless effort success is imminent.
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Reviews
Rick Zegar was an outstanding mortgage lender. As a first time homebuyer, he was always more than willing to answer any and all of my questions throughout the entire process. He made sure I understood what I was diving into and cleared up any confusion I had throughout the process. Overall, he made the entire process go by very smoothly and there were no obstacles presented in attaining my loan.
Rick Zegar is an excellent mortgage lender. He was always extremely helpful answering all of my questions throughout the process. He made the process very smooth and efficient. This was my second time working with Rick and I highly recommend him.
As a first time home buyer, Rick was pleasant to work with from the beginning to the end. He was patient when it came to getting paperwork over to him and worked with my schedule to make the closing happen on time. I definitely recommend working with him.
Rick was very responsive and was eager to work with me from day one. Anyone seeking to get a loan should call Rick! He will work with your situation in a timely manner and make sure to stay on top of the loan process as best he can! We didn’t have much time as I’m having a baby and my lease is up shortly but Rick and his team got everything done as soon as possible and made being 9 months pregnant and buying a house as stress free as it could be! Thank you Rick And your team for making my dreams come true! Couldn’t have done it without you!
Rick was very helpful made my dream come true, got me a loan at a low rate and also make sure I close at my desired time. Traci was a bomb she responds to email so quick and very details when she need information. Both are with you all the step of the way. Am glad I worked with them both.
I had tried to go through other brokers and Rick was the only person who was able to refinance my condo. I tried multiple times and people were getting no where. Rick was confident he could help me and he was right. I am very thankful.
Mr. Rick Zegar was very attentive to our needs and made the refinancing process a smooth one! I highly recommend him for your home loan needs! Thank you Rick for being “All There” for our family!
Neighborhood Loans was great to work with or getting a home mortgage. This team was really quick to respond to any questions that came up, were constantly looking for better rates and on top of all issues that arose. Getting a mortgage is a lot of work. If you are looking for a mortgage broker for purchasing a home, I recommend Neighborhood Loans. They will make the process smooth and look out for your best interests.
