YOUR MORTGAGE is a click away
708.738.1464
630.225.9873
630.812.1865our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
Saul Pinela has dedicated over 22 years to helping families achieve their homeownership dreams. His passion for finding the perfect loan solutions has earned him numerous accolades and a reputation as a top lender in the state. "My team and I believe in practicing commitment, patience, and faith with every client," says Saul. "We're incredibly grateful for the trust our clients and referral partners place in us." Saul and his team specialize in down payment assistance programs and were recently ranked the #1 provider in the Chicagoland area. Year after year, they continue to help families overcome financial barriers and achieve their goals of owning a home.
meet the team
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Reviews
Extremely efficient, dedicated and knowledgeable, Saul has been my “GO TO” guy for refinancing and purchasing, he has helped my family and I for years. Highly recommended.
Saul was the man that helped me to get my first home. A genuine person with a big heart getting things accomplished, the best loan officer I know.
Worked with Saul for years and such a pleasure to be confident he’s looking out for my clients best interest. Such a professional!
