YOUR MORTGAGE is a click away
256.468.3676our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
With nearly 30 years in residential mortgage lending, Stephanie Taylor is a dedicated Mortgage Specialist at Down Home Mortgage in Huntsville, AL. She transitioned into the mortgage industry to create a better work-life balance for her family and has since held roles including Processor, Processing Manager, OPS Manager, and Branch Manager, giving her a well-rounded understanding of the loan process. Stephanie is passionate about empowering homebuyers through education, ensuring they feel confident in their decisions. She listens to her clients' needs, offers honest guidance, and never uses bait-and-switch tactics. Whether assisting first-time buyers, helping clients improve their credit, or working with her repeat clients to achieve new homeownership goals, she is committed to finding solutions tailored to each individual’s situation. Driven by her faith, strong work ethic, and a passion for helping others, Stephanie finds fulfillment in seeing clients achieve their homeownership dreams. She continues to grow her clientele by building lasting relationships and serving as a trusted mortgage expert her clients can depend on. She wants to be YOUR Lender for Life!
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
