YOUR MORTGAGE is a click away
412.996.5622our core values
Growth Mindset
Transparent
Above and Beyond
Process Driven
Compassionate
Humble
Integrity
Loyal
Nimble
William Schmid is a Mortgage Loan Officer based in Addison, TX. His journey began when he seized an opportunity presented by his Branch Manager and brother, Ryan Schmid, to join the mortgage world. Inspired by Ryan's success as a top originator in the country, William recognized the profound impact he could make on the community by facilitating homeownership. With a track record of innovative approaches, William takes pride in offering niche products and programs that broaden client options beyond conventional loans, including FHA, VA, 2nd liens, HELOCs, HELOANs, and renovations. He is committed to being part of a top-performing team and operates on his clients' schedules, providing comprehensive guidance throughout the transaction process. Driven by a competitive spirit, William's work ethic is unwavering, and he goes the extra mile to empower clients with financing insights. His most gratifying moments come when he helps families secure their dream homes, marking the start of their exciting new chapters. Clients can rely on William to provide tailored solutions that lead to long-term success in homeownership.
Here's how we do things
Apply Online
Pre-Approved
Search
to Processing
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
Here's how we do things
Our five-step mortgage process starts by applying online and getting pre-approved within 24 hours. This will require you to provide us some basic financial and personal information. We will take that information and get back to you with a pre-approval letter.
Getting pre-approved determines how much we are willing to lend, allowing you to shop for homes with confidence. Sellers will take your offer more seriously when you have a pre-approval from a lender. With this complete, you can now start your home search.
Finding the right home takes time, there are many things you need to look for and work out with the sellers. Once you find the home you would like to purchase, make and offer, and come to an agreement with the seller, we will submit your loan to our processing team.
This may seem far from simple for people, but Neighborhood Loans has you covered! The mortgage loan processor is the link between your loan officer and underwriter. We collect and verify all the documents necessary to prepare your loan. This is arguably the most important part of the loan process.
After you’re cleared-to-close, we will schedule your closing and fund the loan on the day that is most convenient for you. After the final documents are signed, you will be given the keys to your new home! We look forward to helping you through our home buying process.
