It’s the American Dream to get married, buy the perfect house, and have well-educated, healthy kids. Everyone strives to chase the American Dream because it’s all we’ve ever known. But, there’s one important thing our teachers left out. When completing the second step – buying the perfect house – there’s one significant factor that determines […] Read More

So, you broke open your piggy bank, saved up some serious money over the past few years, and pooled everything you have together. You finally have enough for your down payment on the home of your dreams. But wait, don’t forget there are other fees and finances to take care of, such as closing costs, […] Read More

As a first-time, repeat, or vacation home buyer, you want to choose the mortgage loan that works best for your needs. So, how do you choose a loan that works for you? This ultimately depends on your situation, personally and financially. Before you start touring homes, it is important to figure out how much you […] Read More

So, you’ve finally made the decision and decided that you are ready to apply for your very first home loan. Exciting! Along the way, you will hear a slew of terminology that you might be unfamiliar with, such as: Appraisal Closing costs Escrow Contingency While those terms are important to know (and enough to make your […] Read More

So, you found a home within your price range, that has the right number of bedrooms, and even has a wraparound porch perfect for lazy Sunday mornings. Before you start helping move the current residents out of the home, several other things need to be taken care of. As a future home buyer, you need […] Read More